Investment materials
Introduction to the bond programme
S-Bank Plc, the parent company of the S-Bank Group, has a bond programme of EUR 3.0 billion approved by the Finnish Financial Supervisory Authority. S-Bank Plc is responsible for the issue of unsecured and secured bonds to the wholesale market.
Investor Presentations
S-Bank Debt Investor Presentation, September 2024 (PDF, 2.5 MB)
S-Bank Debt Investor Presentation, April 2024 (PDF, 3.2 MB)
S-Bank Debt Investor Presentation, February 2024 (PDF, 2.9 MB)
S-Bank Credit Investor Presentation, November 2023 (PDF, 7.5 MB)
S-Bank Credit Investor Presentation, September 2023 (PDF, 3.3 MB)
S-Bank Credit Investor Presentation, September 2021 (PDF, 4.8 MB)
Covered Bond Programme
Investor information
S-Bank SBCP Disclosure Information 30 September 2024 (PDF, 0.3 MB)
S-Bank SBCP HTT 30 September 2024 (XLSX, 0.3 MB)
S-Bank SBCP Disclosure Information 30 June 2024 (PDF, 0.3 MB)
S-Bank SBCP HTT 30 June 2024 (XLSX, 0.3 MB)
S-Bank SBCP Disclosure Information 29 March 2024 (PDF, 0.3 MB)
S-Bank SBCP HTT 29 March 2024 (XLSX, 0.3 MB)
S-Bank SBCP Disclosure Information 31 December 2023 (PDF, 0.3 MB)
S-Bank SBCP HTT 31 December 2023 (XSLX, 0.3 MB)
S-Bank SBCP Disclosure Information 30 September 2023 (PDF, 0.2 MB)
S-Bank SBCP HTT 30 September 2023 (XLSX, 0.3 MB)
Prospectuses, Supplements and Final Terms
Final Terms of the Senior Preferred MREL Eligible Notes 25 September 2024 (PDF)
S-Bank Plc Supplement 20 September 2024 (PDF)
Final Terms of the Covered Bond Issue 10 April 2024 (PDF)
S-Bank Plc Supplement 4 April 2024 (PDF)
Final Terms of the Senior Preferred MREL Eligible Notes 29 February 2024 (PDF)
S-Bank Plc Base Prospectus 16 February 2024 (PDF)
Final Terms of the Senior Preferred MREL Eligible Notes 17 November 2023 (PDF)
S-Bank Plc Supplement 9 November 2023 (PDF)
Final Terms of the Covered Bond Issue 20 September 2023 (PDF)
S-Bank Plc Supplement 28 August 2023 (PDF)
S-Bank Plc Base Prospectus 21 December 2022 (PDF)
Final Terms of the Senior Preferred MREL Eligible Notes 6 June 2022 (PDF)
S-Bank Plc Base Prospectus 9 May 2022 (PDF)
Final Terms of the Senior Preferred MREL Eligible Notes 4 October 2021 (PDF)
S-Bank Plc Supplement 16 September 2021 (PDF)
S-Bank Plc Base Prospectus 21 December 2020 (PDF)